May 18, 2008
Extract from my Journal; Dialogue between the three Tribes
Perception is king when it comes to life, what is achieved, and how far success is attained.
Everyone, who looks at the world, tends to perceive differently
A small percentage sees opportunities more than Observe trouble.
Some wait and see where life takes them while others distract themselves with the happenings in the lives of others.
To create happy success one has to choose to filter information and perceive what can aid them to destination good life.
The world is full of perception of three kinds; the haves, the have not
And the averages. Don’t get it twisted wealth is more than just money and money is not happiness, but its plays a huge role.
On the District line traveling from Upton Park to Ealing Broadway, the following conversation took place between these three, each representing their own tribe. And by the way, I was not preying into other people’s conversation; it all took place in my head, while waiting for the overly delayed district line to take me to my home at Chiswick Park.
I hate when the freaking Beckham’s splash their wealth around said the average, David is changing latest cars like its running out of fashion, I mean does he even care about global warming? Posh on the other hand encourages this wasteful expensive lifestyle, first she never repeats any pair of shoes, the money that woman spends on handbags can build orphanages across Haiti and poor South American countries.
This bloody people are just vain and do not care that, there are people in this country who will never know what it feels like to not have Barclaycard chasing them each month for payment. I have run out of my six months interest free credit with all lenders in the UK.
I am just happy with having enough money to pay my bills, travel, feed, and shop, go to the pub every other weekend and give five pounds a month to my favorite charity. My goodness, why will such terrible people have so much luck with money?
A young man engrossed in his reading chipped in saying, I do not mean to interrupt you Sir, but is your hatred for the Beckhams because they are rich or because you think they do not deserve it. Said the have
I do not hate anyone said the average, I am curious as to why people like that have good luck with money, I mean this south London boy has too much money than he knows what to do with. With your suit looking like that you will not understand, after all I saw you join this train from embankment which suggests to me that you work in one of those blue chip company at either embankment, the city, or canary wharf. So what do you do?
Replied the have, I do not believe in luck and I am a senior financial analyst for a company called Goldman Sachs. Basically, I advise companies and very wealthy individuals on what investment poll will double if possible triple their capital. Put simply, I make the wealthy guys money.
And how much do you earn yourself? The average asked
I earn enough to get by, or let’s just say I earn enough for the value I bring to my daily work activities, although I won’t mind a pay raise anytime soon. Said the Have
What arrogance is this kid displaying; I mean he has enough egos for ten men, how can anyone be this proud. Wait till life clips your wings, then you will know that some people are born lucky and if you don’t stop all this obsession with wealth, your luck will soon depart from you. (He said in his heart) Then he voiced out, as for me I am just happy serving my God and going to heaven, after all, the bible says blessed are the poor. How old are you young man?
You rich people are all the same the average mumbles, never satisfied.
I will be twenty seven in September he said. But Sir, with all due respect, I believe that if you want to be rich, or at least live the kind of life you secretly admire, education is paramount. By education I mean asides a university degree, educating your self about money and how it is made, studying the lives and habits of those who have it. These days all these information is only a click away or in books laying around on shelves in bookstores like Water stones, you can go in there and read their books for free in your spare time. About your bible quotes, I believe people tend to misunderstand the bible and make God look bad, poor, and mean. I know God differently.
It’s amazing that at your age you are rich. So where is your Bentley? and why are you on public transport struggling space with us common folks? The average asked.
Trust me; I am still on my way to my destination wealth. Sir, Sometime I feel too tired to drive and every once in awhile I like commuting on public transport, asides the fact that I enjoy it and it’s easier to get to work, the train and bus is my first car. After all, Tony Blair took the train on the day of his grand exist from Downing Street.
Most importantly Public transport is also a means of cutting cost; congestion charges and fuel. Sometimes I go way pass my budget and I have to make up for it in other ways like this.
You are a rich possibly single young man, and with a monthly salary most people don’t earn in ten months and fat annual bonuses, what business do you have with cutting of cost? Asked the have not
Just because I have money to spend does not mean I should not spend wisely. I have a lot of financial responsibilities; several shares and investments here and there, pension funds, charity donations, personal savings, compassionate saving; which I use to help people around me who are financially challenged and saving to start my own media printing business which is going to be huge. And my luxury savings; for world exploring travels, adventure, and social life, I work and play hard.
Furthermore, most rich people are not big spenders said the have; they shop for needs and not wants, quality not quantity, most importantly they live on a budget. By the way I got that from this book (he shows them the book) the latest Donald trump’s book I am reading at the moment.
Sirs, money has laws, to get money you have to understand its principles, it is a coward, and it is less likely to go to those who do not understand it, and cannot take care of it. When well taken care of, money appreciates in value with time. I often compare money to a good woman who knows what she wants.
Contrary to popular believe, wealthy people give, as much as you will want to disprove this if you don’t give, wealth will not be attracted to you. Sir I am a Christian too and I want to be super wealthy, I don’t know about you, but I can praise God better when I am able to pay all my bills and still have monies left to enjoy life.
My stop is next Sirs in conclusion; everything is dependant on how we view the world and what is perceived everyone maybe look at the same object but we all see different things. Perception is streamlined by personal beliefs and understanding thus, making education relevant in how we perceive. Educate and nourish your perception of wealth and wealthy people. Have a great rest of your day Sirs.
I observed a lot of characteristics that separates these three tribes.
Time: Tribe have, tends to place a high value on their time thus, engage in productive past times in their spare time. Time spent in commuting can be use to read a book, or listen to audio books for self improvement. Time is the single must precious factor, its waits for no-one; it is actually the only thing that everyone has an equal.
Respectful: A good percentage of tribe have, are respectful and know how to handle people who may come across as rude. Psychologist call this emotional intelligence; being aware of people and deciding on how to handle their excesses.
Responsible: They are aware that it is their responsibility to make their own lives what they want it to be. They are not dependant on society or other people they take the blame for their own mess. There is a really simple secret to overcoming seeing others as obstacles in your life and that’s realizing that everything you do or do not do is your responsibility.
Education: Tribe have, place a high value on continual education. They understand that which separates them from other tribes is knowledge so they invest a great deal in both formal and informal education and self improvement.
Budget: This is one of the main characteristic of tribe have. It is the only way for anyone who is or plans to be wealthy. To create and keep wealth, one cannot afford not to have and religiously follow a budget. Ok I read this in Donald Trump’s latest book.
Quality Shopping: For tribe have, shopping means quality more than quantity, that’s not to say they do not love a good bargain or await those annual Debenham and Harrods sales. Tribe have, will rather buy one good pair of jean and wear it for three years than buy cheap quality which will wear out after its third visit to the washing machine. Also they are not constantly shopping for the latest trend even though they can afford to, they employ wisdom in their spending habits because they understand that the reason 10% of the world enjoys 90% of the world’s wealth is that the first are creators, while the latter are consumers. The have not and the average are compulsive consumers, while the haves are the creators of the goods and services.
I still wonder why one individual feels the need to have an iPhone, newest digital camera, a cam-coder, latest Nokia, an Ipod and a blackberry phone, when all these gadgets have similar functions.
They need to pause and think how apple still manages to gross profits in billions despite the current global economic state.
Giving and Saving: The haves give wisely and save. They have specific savings for specific purposes. A good percentage of them genuinely want to make a difference in people’s life. Money will leave where it is not well taken care of. Trust me this is how the likes of Mike Tyson went bankrupt.
Are positive and expectant: Tribe haves are positive vibrant and always expectant of goodness. They are fast to learn from mistakes there is no room for self pity in clan haves. They are aware of their weakness and strength and constantly seeking ways to channel their strength on weakness.
Discipline: My definition for this word is simply being willing to do what is required even if you don’t feel up to it. Tribe haves thrive on this ten letter word. According to the laws of Rebecca, the most important factor for measuring a person who is successful or going to be is seen in their level of discipline.
Commitment: Without commitment there is hesitancy to withdraw. This is a relative of discipline that is equally relevant to what is achieved and how.
Planning: A plan is merely an arrangement on how to achieve desired goals. Bearing in mind that you cannot afford to be married to your plan, if it’s not working change it. For example, if you want to drive from west to central London, you can pass through short cuts or a straight route depending on what you hope to achieve and how. If there is too much traffic going through one way change to another way, as long as you get to central London and on time.
In course of achieving anything great I find planning is indispensable, but I also find that plans are utterly worthless when it is not applied in perspective. Tribe haves are aware that plans must be flexible.
Want more and Think Creatively Big: To the haves, thinking big is a part of their existence; they understand the power of creative thought pattern. Psychologists believe that the mind has two sides to thought processing; the thinker and the prover, the thinker initiates the thought and the prover goes to work to prove that which is constantly brooded upon. To the haves there is always new grounds to break, and it is not an indication that they are not satisfied, it just shows they are progressive and forward looking. It is in their DNA. I am sure there are things Bill Gates still hopes to accomplish.
Choice: For all three tribes happiness is a choice. It all depends on what makes you happy, being ok with your choices good or bad, wallowing in regret and self pity or being content with such things as you have.
Purpose: Lastly Tribe haves, live for something greater than themselves. People who lead meaningful lives don’t find that meaning in possession or position; they find it in carrying out personal commitment to ideals bigger than themselves and their own needs.
19/05/2008
Rebecca.
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